Pricing Components of AchNow.com™

AchNow.com™ has three price components; (1) One-time initial License Fee, (2) Monthly technical support fee, and (3) ACH transaction fees based on a monthly transaction volume matrix; the higher the transaction volume, the lower the individual transaction fee.

ACH Software or Internet Application Fee

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Monthly ACH Processing Access Fee

$49.00 Per Month Fee

Monthly Transaction Fees

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ACH Transaction Clearing Account

An integral part of beginning to utilize electronic payment processing in your business is partnering up with the right ACH Network Processor. There are two choices; signing up with a third party processor, or directly with the source that processes your transactions through the Federal Reserve System - the Originating Depository Financial Institution (ODFI).

Not all ODFI's are created equal - many still use antiquated software that is cumbersome, too technical in nature, and has poor reporting abilities. That's where we come in. We are associated with multiple ODFIs.  Each bank is uniquely qualified to process your ACH transactions; our technical expertise in this area has led to significant improvements to the process, and all of our Banks have ACH Department with dedicated personnel that deliver exceptional customer service.

There are distinct advantages in dealing directly with an ODFI.

First, having direct contact with the ODFI eliminates the third party processor middleman and shortens lines of communication; resulting in better customer service.

Second, based on your business credit rating, our ODFIs won't hold your funds for extended periods. You will get full credit for transactions daily, and returns will be debited against the account on the same basis. You'll have full next day access to the funds in their account, less anticipated returns. Once funds have settled, you have the option of setting up an interest bearing sweep account with the bank, or creating an ACH transaction debiting the ACH Clearing Account and crediting your operating account.

Third, and most importantly, your ACH Clearing Account is insured by the FDIC through a nationally chartered financial institution.

Florida businesses Add 7% Sales Tax.

Contact Affirmative Technologies for more information at info@affirmativeusa.com.